FAQs
faqs
Most Popular Questions
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Who are zoomboomcredit?
We are a Full Time, Full Service Credit Restoration Company that helps people improve their credit score so they can achieve their goals. We are way more than just a credit repair company.
What is the Fair Credit Reporting Act and why was it created?
Enacted in 1970 by the United States Federal Government (15 U.S.C. § 1681), this legislation is meant to protect consumers and making sure their information being reporting to credit reporting agencies is private, accurate, and fair.
How does credit repair work?
Credit repair removes false, outdated, false, and inaccurate data from your credit report. Based on the information the 3 major credit reporting agencies collect from lenders, creditors and collection agencies, a credit score is determined and dictates your creditworthiness. Report. This data can include advance or credit card parities, loan applications, the ratio of commitments to salary, and most importantly, credit usage (the amount of commitment you need to access credit).
Is credit repair worth it?
Because credit score affects pretty much the entirety those days, it`s really well worth it to restore your credit score. Without precise credit score, it may price you a massive quantity of money (heaps of dollars) over the direction of a domestic or vehicle mortgage in massive hobby rates. It may even maintain you from getting coverage insurance or a job.
What is a credit score?
Your credit score is a number that is calculated based on your credit history such as credit cards, loans, and mortgage history that is used to predict the likelihood that you will default on a debt. Your credit score can be between 330 - 850.
When is the best time to start your service?
Yesterday! That answer really depends on your personal goals. Whatever your personal credit and financial goals are, it’s important to remember that credit repair is not an overnight “quick-fix” and takes time. Many people can start to see results in little in 90 days but process of going from bad credit to good credit typically takes much longer. Your score didn’t get bad overnight and it doesn’t improve that way either.
How long does it take to repair my credit?
There isn't anyt any brief and easy reaction to this question. The time it takes to restore your credit score is absolutely depending on your non-public situation. While we enterprise to eliminate outdated, false, incorrect, and faulty statistics as speedy as possible, it's far hard to offer an genuine timeline as every case is unique. A wellknown timeline is normally among 3-9 months, now and again even shorter, now and again a bit longer.
Can I repair my own credit?
You can dispute any data to your credit score record if it's miles inaccurate, incorrect, or false. Many who attempted on their very own locate that the system takes too long, is overwhelming and confusing, and too stressful. We can take the burden of disputing off your arms and might boost up the process via enjoy and additionally techniques which might be one in all a type to us. You may want to in all likelihood do it yourself, however you won't see the equal effects that a credit score restore corporation like Zoom Boom Credit.
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Monthly Membership
$117
month
- 24/7 Client Portal Access
- Month to Month Credit Updates
- Support via Phone/E-mail
- Money back guarantee if don’t improve your score minimum 30 points in 120 days
- See Results in as Little as 90 Days
- See Results in as Little as 90 Days
- Most People Complete Within 240 Days
- Results or Your Money Back
Couples Membership
$197
month
- 24/7 Client Portal Access
- Month to Month Credit Updates
- Support via Phone/E-mail
- Money back guarantee if don’t improve your score minimum 30 points in 120 days
- See Results in as Little as 90 Days
- See Results in as Little as 90 Days
- Most People Complete Within 240 Days
- Results or Your Money Back
6 Month Membership
$597
6 months
- 24/7 Client Portal Access
- Month to Month Credit Updates
- Support via Phone/E-mail
- Money back guarantee if don’t improve your score minimum 30 points in 120 days
- See Results in as Little as 90 Days
- See Results in as Little as 90 Days
- Most People Complete Within 240 Days
- Results or Your Money Back